fintechlatest news & developments

A good week for Salvador Anglada

Optasia has overcome hurdles to produce bumper results

The Pareto principle in personal finance

Apply the Pareto 80/20 rule to money. Six simple habits deliver the best financial outcomes

Audio

PODCAST: Payments: Where the real value lies

How the payments landscape is changing across Africa

CHRISTO DE WIT: Get with the blockchain

Without clear regulatory frameworks, South Africa risks falling behind in the tokenisation race

Discovery HQ.

Discovery isn’t done just yet

Years of heavy investment are paying off for Discovery

Blu Label Unlimited goes back to its roots

After a decade spent rescuing Cell C, can the Levy brothers get Blu’s winning formula back on track?

Inside XM’s Traders Club: Rewards beyond the markets

XM treats its VIP Traders Club members to premium rugby hospitality at the Springboks vs All Blacks clash

Audio

PODCAST: From AI pilots to AI-powered banks

South Africa is leading the continent in generative AI adoption.

African Bitcoin Corporation. Supplied/ChatGPT/Rawpixel/Currency collage

Can Africa Bitcoin Corp buck the bitcoin treasury meltdown? 

Africa Bitcoin Corp plans a London listing to use crypto collateral to fund low-cost SME loans

Picture: SUPPLIED/OVEX

CHRISTO DE WIT: The lawmaking process that wasn’t

Exchange control should be modernised, but not like this

Picture: REUTERS/MOHAMED ABD EL GHANY

JAMIE CARR: Moderna is back in a big way

Moderna surges after cancer vaccine trials as Klarna suffers in Germany

Ralph Mupita. Picture: Freddy Mavunda

After years of de-risking, is MTN at the start of a new era? 

MTN enters its expansionary phase, again

The bitcoin holy wars

Why decentralised governance makes compromise so elusive

Unexpected setback rocks Weaver Fintech

Weaver Fintech, known for its rapid growth, has experienced an unexpected stumble in half-year earnings.

Standard Bank. File picture: FREDDY MAVUNDA.

Standard Bank’s African machine is paying off

Standard Bank's African machine just helped deliver a record R26.1bn profit — and there's plenty of room left to run

Inside the creation of Pepkor’s new fintech heavyweight 

Shop2Shop and Flash are worth almost double listed fintechs like Lesaka and Weaver. Is Pepkor’s new FintechCo creation really worth it?

Monocle Banking podcast.
Audio

PODCAST: A new blueprint for affordable housing finance

Blended finance, fintech and smarter lending are opening new doors for affordable housing in South Africa

African fintech’s most valuable companies didn’t overcome their constraints. They turned them into moats.

The playbook behind Africa’s fintech winners

Africa’s thriving fintechs didn’t overcome their constraints – they turned them into moats

Rawpixel/Currency Collage

Optasia: more than meets the AI?

Optasia’s AI-fintech pitch promises market disruption, but questions linger about sustainability, regulation, and its real competitive edge.

Capitec soaring. Rawpixel/Currency collage

Why Capitec is miles above the competition 

Capitec’s numbers still dazzle, but the real story is its reinvention from a high-growth lender into something far broader – and perhaps harder to sustain