savingslatest news & developments
Glowing pot. Rawpixel/Currency

Not all South Africans are raiding their savings

EasyRetire data shows that most South Africans are choosing not to withdraw from their retirement savings pots. Transparency, not barriers, is the reason

Dipping into pot. Rawpixel/Currency

The two-pot habit that’s quietly undermining reforms

South Africa’s two-pot reform is working better than feared. The problem isn’t that people withdraw – it’s that they keep coming back

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Retirement: control the controllables

Retirement outcomes depend on factors within your control: savings discipline, tax efficiency and long-term investing

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Your money habits aren’t really yours, but they are yours to change

Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them

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Pay is up. So why are workers raiding pensions?

South Africans got above-inflation pay rises. Yet they’re raiding pensions, cancelling insurance and leaving jobs. Here’s why

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South Africa has a retirement solution hiding in plain sight

Starting a TFSA for a child at birth, with R127 a month, gets them to R6m by 60. South Africa’s retirement crisis isn’t about money – it’s about timing

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The financial literacy myth: knowing isn’t doing 

Two-thirds of South Africans say they’re financially literate, but only 13% have emergency savings. The gap between knowing and doing is the real problem.

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Earning more won’t fix your finances. This will 

The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you earn

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A practical guide to prioritising your money

Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level

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Emergency savings: the boring habit that pays off

Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal

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Why we need to think bigger about saving – EasyEquities

South Africa does not have a speculation problem, it has a savings problem – and lifting the tax-free savings limit is a great place to start

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The power of simple money habits

Wealth isn’t built on luck or complex strategies. It comes from simple habits – spending wisely, paying yourself first and keeping investing simple

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Kickstart your savings: slash your fast-food spend first

Many South Africans don’t have immediate access to cash savings. They can build those reserves with smarter money management. Standard Bank can help.

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Unretirement: why life doesn’t stop at 65

Retirement isn’t what it used to be. With rising costs and longer lives, more South Africans are ‘unretiring’ – staying active and earning beyond age 65

Squid Game South Africa. Rawpixel/Currency collage.

Squid Game: household debt in South Africa

South Africa’s savings rate is negative, and debt is piling up. Here’s how to escape the debt trap, from sequestration to snowballs

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Emergency savings: a privilege few can afford

Building emergency savings isn’t just smart – it’s a financial lifeline and the first step towards long-term freedom.

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How to beat financial distress

Financial stress can be a constant threat – a dark cloud that doesn’t lift. Getting on top of it isn’t impossible, but it takes discipline

Dust Pan. Gallo Images/GO!/Simone Scholtz / Currency collage

Liquidity: South Africa’s vanishing market

Liquidity is what makes a market a market. And without it, share prices are just a column in a spreadsheet

GenZ shaping the economy. Picture: Rawpixel / Currency collages

Gen Z and money: hustle, save and spend with purpose

South Africa’s Gen Z is broke but not broken. They’re hustling, saving and reshaping money culture. Here’s how they’re doing it

Budget cash flow

Budgets are dead. Long live cash flow! 

Forget rigid budgets. A cash flow mindset gives you flexibility, clarity, and control over your financial goals