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Budget app. Rawpixel/Currency collage

Why budgeting works – and how AI makes it stick

Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep

Savings month. Rawpixel/Currency collage

Don’t let April be another wasted tax-free savings month

South Africa’s savings culture is improving – but TFSA investors are still making the same mistakes

Budget piggybank. Rawpixel/Currency collage

Budget 2026: fiscal restraint, financial opportunity

Treasury’s restraint brings modest tax relief and a firmer debt path. For investors, the opportunity is to channel extra cash into savings and bonds

Happy piggy bank. Rawpixel/Currency collage

Treasury lifts TFSA limit to R46,000 

It’s a windfall for savers and investors countrywide as Treasury lifts the annual contribution limit, for the first time in half a decade

Money habits child. Rawpixel/Currency collage

Beyond the ‘big five’: where disposition meets conditioning

Conscientiousness and openness shape your finances – but so do childhood scarcity, people-pleasing and the curated feeds you scroll through every day

David Shapiro. Supplied

How I spend my currency … with David Shapiro

‘If you can’t do it in 20 stocks, you’re not going to do it in 200’ – Sasfin Wealth’s chief global equity strategist shares his money tips

Four investing rules/commandments. Rawpixel/Currency collage

The four rules of investing (and why simple is so hard) 

Becoming a better investor is deceptively simple. Good investing is not about brilliance, it’s about avoiding unforced errors

No silver spoon. Rawpixel/Currency collage

How to make a million – without a silver spoon

You don’t need privilege to be a millionaire. Education, discipline and consistent investing can get you there – here’s how to change the narrative

Rawpixel/Currency collages

FIRE: a formula for early retirement

‘Financial Independence, Retire Early’ is a lifestyle movement with the goal of gaining financial independence and retiring early. Here’s how it works

Raxpixel / Currency collage

How to beat financial distress

Financial stress can be a constant threat – a dark cloud that doesn’t lift. Getting on top of it isn’t impossible, but it takes discipline

Piggy bank investing

How to start saving on any salary

A financial planner admits he didn’t follow his own advice – until debt hit. Now he shares the lesson he really learnt: think why, not how

Two-pot. Withdrawals. Piggy bank. Picture: Currency

Withdrawal syndrome

Having raked in billions from the two-pot withdrawal frenzy, Treasury is now thinking of enabling people to access their once-untouchable retirement pot

Why you’re a terrible saver: Image generated by AI.

Why you’re a terrible saver (and how to get better)

Most people struggle to save due to poor financial literacy, often lacking essential money-management skills like budgeting. Others grapple with self-control, driven by the…