How to choose the right annuity
The V&A Waterfront and Growthpoint Properties are expanding into luxury 'later living'.
Why the gap between a 0.6% and a 3.5% fee could be worth millions by retirement – and how to tell the two apart
When managing your money, you’d do well to take a chatbot’s ‘confidence’ with a grain of salt
Retired Sanlam actuary Hendrik Bester’s ‘Chat with Dad’ is a blueprint for budgeting, investing and retirement for ordinary South Africans
EasyRetire data shows that most South Africans are choosing not to withdraw from their retirement savings pots. Transparency, not barriers, is the reason
South Africa’s two-pot reform is working better than feared. The problem isn’t that people withdraw – it’s that they keep coming back
Investing too conservatively in a living annuity is South Africa’s quiet retirement crisis. Here’s what Stanlib’s research shows – and what to do about it
The former SAPO CEO on retirement assets, informal markets and why art makes for great company
Retirement outcomes depend on factors within your control: savings discipline, tax efficiency and long-term investing
South Africans got above-inflation pay rises. Yet they’re raiding pensions, cancelling insurance and leaving jobs. Here’s why
Starting a TFSA for a child at birth, with R127 a month, gets them to R6m by 60. South Africa’s retirement crisis isn’t about money – it’s about timing
Two-thirds of South Africans say they’re financially literate, but only 13% have emergency savings. The gap between knowing and doing is the real problem.
Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level
For decades, the South African retirement fund industry was viewed as a silent giant – a massive pool of capital that moved slowly, predictably, and largely behind the scenes.…
Research shows 87% of South Africans lack adequate emergency savings. Building a cash buffer may be your most important financial goal
The Satrix chief investment officer on home renovations, Krugerrands, and not trying to time the next big thing
Divorce often destroys wealth through emotion, conflict and poor structuring. These can leave both sides worse off
Khanyi Nzukuma on discipline as the key to wealth creation – and why residential buy-to-let is more trouble than it’s worth
Hedge funds are shifting from ‘super returns’ to stability. Amplify says retirees and living annuity investors are using them to reduce drawdowns
