An investment expert shares lessons on building an ETF portfolio, challenging common assumptions about the number of funds and the role of income and specific market exposures.

Telling investors to do nothing rarely works. A small, ringfenced ‘play pot’, bounded by rules, scratches the itch without damaging the core

Cash can feel useless in bull markets, but in downturns it preserves capital, provides liquidity and gives investors the freedom to act rather than panic

Greg B Davies on why the ‘optimal’ portfolio often fails in practice – and how to build one you can actually hold through the cycle

After a period where local income funds delivered double-digit returns and outperformed benchmarks, investors are asking: what comes next?