Why the gap between a 0.6% and a 3.5% fee could be worth millions by retirement – and how to tell the two apart
Why making money for the wrong reason is one of investing’s biggest risks – and how feedback, not outcomes, reveals skill
When managing your money, you’d do well to take a chatbot’s ‘confidence’ with a grain of salt
Retired Sanlam actuary Hendrik Bester’s ‘Chat with Dad’ is a blueprint for budgeting, investing and retirement for ordinary South Africans
Most investors confuse familiarity with understanding. Your true circle of competence is probably much smaller than you think
Discovery Insure, Momentum, Outsurance, Santam, Dotsure and Naked offer rewards to low-risk drivers facing high fuel costs
Retirement outcomes depend on factors within your control: savings discipline, tax efficiency and long-term investing
Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them
South Africans got above-inflation pay rises. Yet they’re raiding pensions, cancelling insurance and leaving jobs. Here’s why
South Africans are bombarded with phishing scams. The tools to curb them exist, but until companies deploy them, nothing will change
South Africa’s new crypto regulations are as inflexible and out-of-step with a new world order as existing Apartheid-era exchange controls
Why an investing constitution – rules written while you’re calm – may be the most useful thing a private investor can do
Think of your financial plan as a tower of champagne glasses. Fill one tier of savings, then cascade down to the next level
The Satrix chief investment officer on home renovations, Krugerrands, and not trying to time the next big thing
South Africa’s savings culture is improving – but TFSA investors are still making the same mistakes
Credit is neither good nor bad – it’s a tool. South Africa’s debt crisis shows what happens when it’s used in the wrong way
Cash can feel useless in bull markets, but in downturns it preserves capital, provides liquidity and gives investors the freedom to act rather than panic
Divorce often destroys wealth through emotion, conflict and poor structuring. These can leave both sides worse off
Khanyi Nzukuma on discipline as the key to wealth creation – and why residential buy-to-let is more trouble than it’s worth
Treasury’s restraint brings modest tax relief and a firmer debt path. For investors, the opportunity is to channel extra cash into savings and bonds
