debtlatest news & developments
An employee holds one-kilogram gold bar at Gold Investments Ltd.

SIMON BROWN: The perfect plan is to hold gold

Why being bitten by the bug is not a bad thing

Debt review helps many households — but fails others

Consumers are being pushed out of formal credit systems.

Kevin Warsh. Win McNamee/Getty Images

What Warsh’s comms experiment means for South Africa 

A less communicative Federal Reserve under chair Kevin Warsh isn’t all bad news for emerging markets

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Your money habits aren’t really yours, but they are yours to change

Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them

Joburg. Per-Anders Pettersson/Getty Images

Why Godongwana had to rebuke Morero on Joburg’s debt crisis 

Fund manager Ian Scott argues Joburg should be priced deep in junk. The finance minister’s letter to the mayor just made his case

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PODCAST: The trappings of debt. Literally

What does it mean for you and your investments that global public sector debt has now breached the $100-trillion mark?

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Why shame keeps South Africans stuck in debt

When money becomes tight, many people retreat in the belief they are alone in their struggle, which makes action far harder.

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Earning more won’t fix your finances. This will 

The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you earn

Credit double-edged sword. Rawpixel/Currency collage

How to use credit before it uses you

Credit is neither good nor bad – it’s a tool. South Africa’s debt crisis shows what happens when it’s used in the wrong way

Iqbal Survé. Gallo Images/Wessel Oosthuizen

Iqbal Survé’s 13-year, R458m reckoning    

For over a decade, Survé’s Sekunjalo paid neither capital nor interest on a R150m loan given to build his media empire. A new ruling holds out some hope for repayment (but not a…

Boring budget. Photo by Gallo Images/Jeffrey Abrahams / Rawpixel / Currency collage

The utility – and tragedy – of a boring budget  

South Africa’s increasingly low-grade ambitions are writ large in this week’s safe and cautious budget

Ninety One Value Fund portfolio manager John Biccard

South African value legend on what he’s buying, and why fund management is broken 

John Biccard began his career at the dawn of the dot-com boom. He tells us how his fund has managed to outperform the JSE over 25 years

Enoch Godongwana. Gallo Images/Brenton Geach

Debt peak in sight as South African budget pivots to growth

Government is finally looking to slay its debt monster, as it thrashes out a new way of living within its means

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South Africans are taking home 47% less than a decade ago – the ugly truth

Feel like you’re making less than you did a decade ago? Net incomes have edged up 2% over 10 years, while inflation has grown 49%

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RAF’s unpaid claims explode to R100bn

Unpaid claims have soared to more than double the Road Accident Fund’s budget. And there are no solutions (yet) to its staggering unravelling

Lesetja Kganyago. Gallo Images/Alet Pretorius

Rand rally keeps rate cuts in play

The Reserve Bank’s monetary policy committee voted four to two to keep rates on hold, but March may finally see some relief

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Why private markets are eating public markets’ lunch

In the past, going public was the endgame. Now, being listed is increasingly seen as an impediment to growth

Mr Price. Supplied

Mr Price faces shareholder revolt over R9.6bn NKD purchase

Hedge fund 36ONE Asset Management has written to chair Nigel Payne to register ‘serious concerns’ and requested a meeting to discuss the deal

CAPE TOWN, SOUTH AFRICA – OCTOBER 30: Minister of Finance Enoch Godongwana at the media briefing before 2024 Medium Term Budget Policy Statement at Imbizo Media Centre at Parliament on October 30, 2024 in Cape Town, South Africa. The statement outlined government’s policy goals and macroeconomic forecasts for the next three years. (Photo by Gallo Images/Brenton Geach)

Why halting South Africa’s debt binge is a huge win for the GNU

For the first time in fifteen years, South Africa’s debt-to-GDP will not rise. This is a major step in re-igniting the country’s growth

S&P upgrade. Rawpixel/Currency collage

South Africa wins a credit-rating upgrade: what comes next?

South Africa’s return to investment grade hinges on more economic reforms, less red tape, faster growth and political stability