behavioural financelatest news & developments

Investing as a lifelong practice  

There is no point at which you finish learning how to invest

Why women investors quietly outperform men

Women investors beat men on returns, not through skill but by trading less, taking fewer risks and sticking to their plans, research shows.

Investing skill and luck. Rawpixel/Currency

Luck, skill and the illusion of genius

Why making money for the wrong reason is one of investing’s biggest risks – and how feedback, not outcomes, reveals skill

Fear and missed opportunities. Rawpixel/Currency

Don’t let fear of failure stop you in your tracks

Good investing means getting comfortable with uncertainty. Back your research, buy some, and let confidence grow with experience

Investing confidence onion. Rawpixel; Firefly; Currency

The difference between being an investor and a buyer

Most investors confuse familiarity with understanding. Your true circle of competence is probably much smaller than you think

Investing family history. Rawpixel/Currency

Investing, bias and timing

How and when you start investing shapes your beliefs about markets. The challenge is not letting one cycle define your worldview

Credit card chain. Rawpixel/Currency

Your money habits aren’t really yours, but they are yours to change

Financial success is about behaviour – and most money habits are inherited. Here’s how to spot yours and rebuild them

Soccer goalie. Rawpixel; Currency

Don’t dive at every penalty: the investing case for doing less

Telling investors to do nothing rarely works. A small, ringfenced ‘play pot’, bounded by rules, scratches the itch without damaging the core

Money pocket. Rawpixel/Currency collage

Earning more won’t fix your finances. This will 

The Franc wealth index surveyed nearly 4,000 South Africans. Its key finding: what you do with money matters far more than how much you earn

Ulysses investing. Rawpixel / Wikimedia commons, John William Waterhouse, Ulysses and the sirens / Currency collage

Tie yourself to the mast – and invest better

Why an investing constitution – rules written while you’re calm – may be the most useful thing a private investor can do

Budget app. Rawpixel/Currency collage

Why budgeting works – and how AI makes it stick

Budgeting predicts financial health more than education or income. Here’s why the habit matters – and how AI makes it easier to keep

Stable investments houses. Rawpixel/Currency collage

The portfolio you can stick with is the only one that counts

Greg B Davies on why the ‘optimal’ portfolio often fails in practice – and how to build one you can actually hold through the cycle

Money diving board. Rawpixel/Currency collage

Start investing before you’re ready

With investing, uncertainty never disappears. But waiting for the right time is an even bigger risk

AI investing advice. Rawpixel/Currency collage

Why even the ultra-rich can’t leave money matters to AI

AI can’t replace human judgment in wealth management – the right buffer, the right plan and the right conversations matter more than ever

Money habits child. Rawpixel/Currency collage

Beyond the ‘big five’: where disposition meets conditioning

Conscientiousness and openness shape your finances – but so do childhood scarcity, people-pleasing and the curated feeds you scroll through every day

Four investing rules/commandments. Rawpixel/Currency collage

The four rules of investing (and why simple is so hard) 

Becoming a better investor is deceptively simple. Good investing is not about brilliance, it’s about avoiding unforced errors

SMART investing. Rawpixel/Currency collage

Making new money habits stick

If you want to set goals that actually work, you need more than motivation and good intentions. You need a SMART framework

split brain investing. Rawpixel/Currency collage

Know thyself: your edge in smarter investing

To gain the ultimate edge in investing, you need to know your financial personality. Are you a high- or low-composure investor?

Kenneth Makate: Photo by Gallo Images / City Press / Leon Sadiki / Rawpixel / Currency collage

Makate’s ‘Please call me’: when R47m isn’t enough

‘Please Call Me’ inventor Nkosana Kenneth Makate saw his R28bn hopes turn into a R13m bill – a sobering story of ambition and the cost of expectation

AI bubble. Rawpixel/Currency collage

Is the AI frenzy today’s new dot-com moment?

Soaring valuations and investor euphoria echo the dot-com era, but stronger foundations could make today’s AI bubble far more enduring